TY  - BOOK
AU  - Kawaja,Michael
TI  - The Regulation of the Consumer Finance Industry: a Case Study of Rate Ceilings and Loan Limits in New York State
SN  - 9780231925761
AV  - HG3755 .S75 no. 3
U1  - 332.7/43 s 
PY  - 1971///]
CY  - New York, NY : 
PB  - Columbia University Press, 
KW  - Consumer credit
KW  - New York (State)
KW  - BUSINESS & ECONOMICS / Industries / Financial Services
KW  - bisacsh
N1  - Frontmatter --; Contents --; Tables --; Charts --; Appendixes --; Foreword --; 1. Summary --; 2. A Historical Perspective --; 3. The Criteria for Evaluating Regulation --; 4. The National Pattern of Regulation --; 5. Regulation and the Characteristics of Loans and Borrowers --; 6. Regulation and the Amount of Lending Facilities --; 7. Regulation and Earnings --; Appendix A. Loan Limits and Rate Ceilings of Credit Unions and Commercial Banks, New York State, 1964 --; Appendix B. Rate Ceilings and Loan Limits of the Consumer Finance Industry, by State, (1964) --; Appendix C. Basic Statistical Data --; Appendix D. Percentage Distribution of Number of Loans Made, New York State, 1936-65 --; Appendix E. Number of Branches Per Lender, New York State, 1932-65 --; Appendix F. Changes in the Number and Amount of Loans Made in New York State, 1936-65; restricted access
N2  - Presents a case study of rate ceilings and loan limits in New York State to study how the rate and loan size regulations in the consumer finance industry evolved, and the effects on the character and volume of the lending services
UR  - https://doi.org/10.7312/kawa92576
UR  - https://www.degruyter.com/isbn/9780231889407
UR  - https://www.degruyter.com/cover/covers/9780231889407.jpg
ER  -