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008 210830t20092009nju fo d z eng d
020 _a9780691141480
_qprint
020 _a9781400829965
_qPDF
024 7 _a10.1515/9781400829965
_2doi
035 _a(DE-B1597)9781400829965
035 _a(DE-B1597)501775
040 _aDE-B1597
_beng
_cDE-B1597
_erda
072 7 _aBUS068000
_2bisacsh
082 0 4 _a339.4/6
_222
084 _aonline - DeGruyter
100 1 _aCollins, Daryl
_eautore
245 1 0 _aPortfolios of the Poor :
_bHow the World's Poor Live on
_2 a Day /
_cStuart Rutherford, Daryl Collins, Orlanda Ruthven, Jonathan Morduch.
250 _aCourse Book
264 1 _aPrinceton, NJ :
_bPrinceton University Press,
_c[2009]
264 4 _c©2009
300 _a1 online resource (296 p.) :
_b9 line illus. 36 tables.
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
347 _atext file
_bPDF
_2rda
505 0 0 _tFrontmatter --
_tContents --
_tTables --
_tFigures --
_tChapter One: The Portfolios of the Poor --
_tChapter Two: The Daily Grind --
_tChapter Three: Dealing with Risk --
_tChapter Four: Building Blocks: Creating Usefully Large Sums --
_tChapter Five: The Price of Money --
_tChapter Six: Rethinking Microfinance: The Grameen II Diaries --
_tChapter Seven: Better Portfolios --
_tAppendix 1: The Story behind the Portfolios --
_tAppendix 2: A Selection of Portfolios --
_tAcknowledgments --
_tNotes --
_tBibliography --
_tIndex
506 0 _arestricted access
_uhttp://purl.org/coar/access_right/c_16ec
_fonline access with authorization
_2star
520 _aNearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion." Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.
530 _aIssued also in print.
538 _aMode of access: Internet via World Wide Web.
546 _aIn English.
588 0 _aDescription based on online resource; title from PDF title page (publisher's Web site, viewed 30. Aug 2021)
650 0 _aHome economics
_xAccounting.
650 0 _aMicrofinance.
650 0 _aPoor.
650 7 _aBUSINESS & ECONOMICS / Development / Economic Development.
_2bisacsh
700 1 _aMorduch, Jonathan
_eautore
700 1 _aRutherford, Stuart
_eautore
850 _aIT-RoAPU
856 4 0 _uhttps://doi.org/10.1515/9781400829965
856 4 0 _uhttps://www.degruyter.com/isbn/9781400829965
856 4 2 _3Cover
_uhttps://www.degruyter.com/cover/covers/9781400829965.jpg
942 _cEB
999 _c205829
_d205829