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008 220629t20222004cou fo d z eng d
020 _a9781588269218
_qPDF
024 7 _a10.1515/9781588269218
_2doi
035 _a(DE-B1597)9781588269218
035 _a(DE-B1597)623132
040 _aDE-B1597
_beng
_cDE-B1597
_erda
072 7 _aSOC031000
_2bisacsh
082 0 4 _a378.3/62
084 _aonline - DeGruyter
100 1 _aPrice, Derek V.
_eautore
245 1 0 _aBorrowing Inequality :
_bRace, Class, and Student Loans /
_cDerek V. Price.
264 1 _aBoulder :
_bLynne Rienner Publishers,
_c[2022]
264 4 _c©2004
300 _a1 online resource (161 p.)
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
347 _atext file
_bPDF
_2rda
505 0 0 _tFrontmatter --
_tContents --
_tTables and Figures --
_tAcknowledgments --
_tIntroduction --
_t1 Higher Education and the Reproduction of Social Inequality --
_t2 The Promise of Higher Education and the Reality of Student Debt --
_t3 Educational Attainment: The Effects of Public Policy and Student Borrowing --
_t4 The Educational Debt Burden Among College-Educated Workers --
_t5 Educational Debt and Economic Class Reproduction --
_t6 Renewing the Promise: Innovative Policies to Improve Higher Education Opportunity --
_tAppendices --
_tAppendix A. Family Income Ranges Corresponding with Economic Class Variable, 1991 --
_tAppendix B. Logistic Estimates on Earning a Graduate or Professional Degree Within Four Years of Receiving a Bachelor’s Degree --
_tAppendix C. Linear Regression Estimates on Total Educational Debt in 1997 Among 1992–1993 College Graduates with an Advanced Degree in 1997 --
_tAppendix D. Multinomial Estimates of Educational Debt Burden in 1997 Comparison Group: Debt Burden Declined to Zero Between 1994 and 1997 --
_tAppendix E Multiple Regression Estimates on 1997 Poverty Index Among 1992–1993 College Graduates --
_tReferences --
_tIndex --
_tAbout the Book
506 0 _arestricted access
_uhttp://purl.org/coar/access_right/c_16ec
_fonline access with authorization
_2star
520 _aAs the cost of higher education continues to rise, students increasingly rely on borrowing to pay for college. But is the result the improved socioeconomic position that they anticipate? Borrowing Inequality explores the real impact of loans on minority and low-income students. Drawing on a national study of student-borrowing patterns, Derek Price finds that racial and ethnic minorities and low-income students are not only more likely to borrow than their white and upper-income peers, they also are less likely to graduate from high-status institutions and go on to graduate school. In addition, current loan programs so burden student borrowers that their career opportunities are restricted, in effect perpetuating the very patterns of inequality that the programs were intended to alleviate. While the graduates' prospects clearly are higher than they would have been without higher education, the structural pattern of inequality continues to reflect race, ethnic, gender, and class characteristics. Price concludes with provocative proposals for aid policies that would expand the range of college and career choices for students—policies that would in fact support the role of higher education as a vehicle for individual opportunity and social change
538 _aMode of access: Internet via World Wide Web.
546 _aIn English.
588 0 _aDescription based on online resource; title from PDF title page (publisher's Web site, viewed 29. Jun 2022)
650 7 _aSOCIAL SCIENCE / Discrimination & Race Relations.
_2bisacsh
850 _aIT-RoAPU
856 4 0 _uhttps://doi.org/10.1515/9781588269218
856 4 0 _uhttps://www.degruyter.com/isbn/9781588269218
856 4 2 _3Cover
_uhttps://www.degruyter.com/document/cover/isbn/9781588269218/original
942 _cEB
999 _c225503
_d225503